Question 1

Step 1: Arranging your mortgage

Accepted Answer

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search. We would be delighted to recommend our in house independent brokers.

Question 2

Step 2: Finding a Property

Accepted Answer

The first step to finding the right property is to register with Shaw & Co by calling, or visiting one of our offices, where you can discuss your property requirements with one of our agents. Once we have a clear understanding of your requirements you will receive a selection of properties that match your criteria. Our agents can also keep you constantly up-to-date via email and SMS alerts when the latest properties become available.

Question 3

Step 3: Viewings

Accepted Answer

All viewings are accompanied with a Shaw & Co trained member of staff ensuring you are given all the details of the property and the local area.

Question 4

Step 4: Making an offer

Accepted Answer

Once you have identified a suitable property we will require you to speak with our in house FS advisors (unless already done in step 1) before putting your offer forward to the seller. This will ensure we get as much information from you as possible to put your offer forward to our client in the best light at possible.

Question 5

Step 5: Offer agreed

Accepted Answer

Once your offer is accepted we will do the following:

Question 6

Step 6: Conveyancing

Accepted Answer

As part of the conveyancing process your solicitor will do the following:

Question 7

Step 7: Survey and mortgage offer

Accepted Answer

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value.

After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor which you will need to sign before it is returned.

Question 8

Step 8: Exchange of contracts

Accepted Answer

Exchange of contracts occurs when all enquiries have been confirmed and agreed.

Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be telegraphically transferred or paid in the form of a banker's draft from your solicitor to the seller's solicitor.

The completion date is then set by mutual agreement.

Question 9

Step 9: Completion

Accepted Answer

Completion is when the funds are transferred from your solicitor to the seller's solicitor's account. We will release the keys once the money has cleared in the seller's account.

Congratulations, you are now the legal owner of your new home!

Buyers Guide

Looking to sell or let your property?

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Buyers Guide

Looking to sell or let your property?

Step by Step Guide:

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